Studies have proven that most of the people in the United States are actually living much longer than they did just decades ago. And with the many individuals who are living longer lives, it is important that these same individuals are saving their retirement money and making sure that their dollars stretch so that they do not have to worry about going without in the future. If you do not

Managing your finances is a lot like planting a garden. Neither is an easy task, they both take plenty of patience, but if done right, the rewards are plentiful. Let me give you a few suggestions on how to have a flowery garden and/or grow your finances.

Know what you’re doing. Without knowledge on financial matters (or gardening) you’ll never get anywhere. If you want your wallet to grow or

This site, as well as most of the other finance blogs, all strongly recommend saving money. But is saving money more important than paying off your old debts? If you have $3,000 should you put it in your savings account or should you pay down your credit card debt? The answer is actually quite simple. It’s all about the math. If you’re making 2% interest in your savings account yet

Are you a good saver? If you’re extremely disciplined, consider charging everything you can on your credit card. While you usually can’t charge utilities like gas, water and electricity on your credit card, I’ve managed to pay my DSL, cell phone and cable bill on my card. Here’s why: Rewards. The average person can spend about $35,000 in a year which will translate to roughly $350 in rewards, depending on

If you do most of your shopping for electronics at stores like Target, Best Buy or Radio Shack, you’re getting ripped off. When you buy something here, you’re getting it at full blown retail value. These companies have countless big stores throughout the country, massive advertising campaigns and they pay commissions on their sales too. So as you expect their prices can’t be as competitive as online only stores. My