Back 10 years ago, foreclosures were rare, now you’d be hard pressed not to find a dozen driving around your neighborhood. Back 10 years ago, good credit scores were common, not anymore. Just like a class that’s graded on the curve, lending institutions have to grade us that way too. Thus, if you had a good credit score before, your credit score now is even more valuable. And thus, if

After spending years paying your mortgage, it would seem like a devastating thing to just let go of your house. All of your payments would have gone down the drain. But is it really all that bad? For some, it might not be such a bad thing to get out of your mortgage. First of all, when you pay rent, you get a place to live for that month, same

This pie chart clearly depicts what makes up a credit score. This information is especially useful to those who want to build up their credit score. With this data you can see why your score is as low as it is and what you can do both short and long term to fix it. Here is what your credit scores consist of: Payment history [35%], Debts [30%], Age Of Accounts