It is a shame that so many businesses waste money foolishly during these times of austerity. One of the major bills which could be significantly reduced each and every month is on the cost of energy. Not only is this the case for electricity, gas and water, but also for the cost of petrol used in company cars. Instead of racking up the bills month after month, seek ways to

Starting your own business has always been part of the American dream. But it has always been difficult to make your dream into a reality. You need to have the money not only to start your business but to keep it going until it can become profitable. And with the banks tightening their belts and not loaning out money like they used to, the dream of running your own business