Tag Archives: bills

Budgeting 101

budgeting

Here I’ll discuss the basics of budgeting. First of all, what is budgeting? Budgeting is knowing how much you earn, then setting a limit of how much you spend. Here are the basic steps that you should take to budget your way back to a healthy financial life.
- Set a goal. This can be paying off an old credit card debt or saving enough to buy a new car. It’s important you do some financial planning for the sake… read more…

Pay Your Bills Online Automatically

writing-checks

Most services, whether it be credit cards, electricity, cable, gas or water, allow you to set up an account online and pay your bills through there. You can set it to take out the monthly fee from your bank account or credit card (get  more reward points if you do this) automatically every month. Here are the advantages of setting up this system.
- Never be late again. You don’t have to worry about making all your payments on time… read more…

Paying Your Mortgage Off Early

paying-your-mortgage

When you pay your mortgage, you pay it once a month. But how often do you get paid? Most likely twice a month. Let me be more precise. You get paid every two weeks. As I’m sure you’re aware, you sometimes get paid three times in a month, yet you only make one payment to your mortgage company. Instead, arrange your payments so that you pay every two weeks, in conjunction with your paycheck. This way, you’ll pay an extra… read more…

How Do I Get Started

piggy-bank

Here are some steps you can take to stop on the path of debt and start on the path to saving.
- Stop digging the hole. Sometimes when you’re in a mess, you think you can get yourself out so you keep trying and trying. What you’re doing is just digging yourself in deeper. An example of this is putting money into fixing a house that was a bad investment. At some point, it’s better to sell it for a… read more…