Shopping Without Breaking The Bank

We’ve all said it before: “I’ve got nothing to wear”. Yet you’re most likely staring at a closet full of clothing and credit card bills full of charges. Obviously there’s something wrong here. The answer isn’t to buy more clothing, as that would run up your debts. But the answer isn’t to boycott the mall altogether either.

If you shop smartly you can save money while still stocking up your closet with quality clothing. Here are a few suggestions on how to get the most bang for your buck while shopping for clothing at the mall.

Buy Only What You Need

Instead of buying something you want, buy something you need. If you have two pairs of dressy black shoes don’t buy a third, no matter how good it looks. If you really do want the 3rd one, make yourself sell a pair first.

Accessorize With Your Current Wardrobe

Only buy items that you can wear with multiple other pieces of attire. If you do this right you’ll have an endless amount of ways you can mix and match your wardrobe to create a seemingly unlimited amount of combinations that work. You get into trouble when you start buying complete outfits, rather than individual pieces of clothing.

Only Shop During A Sale

Only shop when there is a good deal around. Vow to never pay retail for clothing ever again. There are sales every few months and there are always coupons, so shop wisely.

Stick To Your Budget

You should know how much you can and can’t spend on clothes. Don’t know? Look at what your budget says. Don’t have a budget? Make one. Stay within budget and don’t overdo it or else you’ll get into trouble.

Don’t Use A Credit Card

If you have to put clothing on a credit card, you don’t need a new addition to your wardrobe, you need financial help. Buy your clothing with cash so you can see the dollar bills actually being removed from your wallet. It’s also a good way to budget, as you can only spend the amount of cash you bring to the store.

Comparison Shop

Don’t buy something at the mall on an impulse. Go home and research the item you want. There’s a good chance you’ll be able to find it cheaper elsewhere.

Love it

Are you having trouble deciding whether to buy something or not? Make it a habit to only buy what you can’t live without. If you sort of like something, you must have the willpower to walk away from it.

Edwin C.

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