When you pay your mortgage, you pay it once a month. But how often do you get paid? Most likely twice a month. Let me be more precise. You get paid every two weeks. As I’m sure you’re aware, you sometimes get paid three times in a month, yet you only make one payment to your mortgage company. Instead, arrange your payments so that you pay every two weeks, in conjunction with your paycheck. This way, you’ll pay an extra month each other without really realizing it. This in turn can reduce your mortgage from 30 years down to 25 years. You should check with your bank to make sure that the extra amount that you’re paying goes directly into the principal, otherwise you get no benefit.