Save The Bills

There’s no point in accumulating all of that extra interest in an online savings account if you don’t keep your money safe. You can’t rely on the bank to do all the work for you. Yes, your funds may indeed be FDIC insured, but that won’t help you if someone gets access to your account and withdraws your funds. You have to take preventative steps to ensure that your money is safe. Luckily for you this post will teach you… read more…

The cost of a four year college education is going through the roof. States are slashing budgets and schools are forced into raising tuition rates to keep their universities running.
So what better time than now to discuss several money saving methods for university students. Follow the tips in this post to keep some more money in your pocket.
Work
Saving money will net you a few bucks here and there. But if you really want to have some money… read more…

Having more money in your pocket involves either making more money or saving more money. For most, it’s easier to save money than it is to make more. You can save at just about anything, including your weekly trip to the grocery store.
- Buy generic or store brand. It really is the same thing, just in a different box. While buying brand name cars or brand name clothing might matter, brand name food does not.
- Make a list… read more…

Both conventional wisdom and professional financial planning advice insist that an emergency fund is an essential part of managing your money. However, many people do not fully understand how an emergency savings account can be a benefit to them. They may regard creating and maintaining an emergency fund as merely one more financial obligation, or they may feel that the money in the fund could go to a more enjoyable and better use.
But the truth is that one of… read more…

After the new year people come up with countless New Years resolutions. While some people vow to lose weight or quit smoking, many more people made a promise to themselves to fix up their financial situation. Many wanted to stop using their credit cards, reduce their debt or build up a savings account.
Now that the new year is well under way, many have already forgotten all about their New Years resolution. So what better time than now to take… read more…

Schools do not really teach kids about personal finance issues. So the sole responsibility of educating your children about money falls onto you, the parent. Pretty early in life kids realize that things (like toys) cost money and parents often do not have enough of it. That is typically the extent of kids knowledge of money. If you want to raise financially responsible kids you must teach them the rest.
It’s best to begin educating children about financial matters when… read more…

Studies have proven that most of the people in the United States are actually living much longer than they did just decades ago. And with the many individuals who are living longer lives, it is important that these same individuals are saving their retirement money and making sure that their dollars stretch so that they do not have to worry about going without in the future. If you do not save for your retirement and make it last, you can… read more…

Playing video games is actually an economical way to entertain yourself. It sure is cheaper than going to watch movies, sports games or concerts. But if you’re not wise with your video game habit it can get pretty expensive. If you’re not careful, before you know it you’ll have a myriad of video game systems and a whole bunch of old games collecting dust on your shelf. So here are some useful tips to make your video game hobby more… read more…