Sometimes there isn’t enough money left at the end of the month. You work hard but those last few days of every month can be a real strain on the family finances. You decide that it will be different next time around but as soon as that paycheck arrives it is difficult to resist the urge to spend it.
But what if you could spend and still have money left over at the end of the month? With our guide to saving money at every store, you could do just that.
The first key trick is to think about what you are shopping for. With every purchase, ask these four questions:
- Is this something I need?
- Is it something I can afford?
- Is it something I will use?
- Can I get it cheaper elsewhere?
By thinking about your purchases in this way you will eliminate the unnecessary items that tend to clog up your home and drain your income. You will become a more discerning shopper and be able to weed out the items that stop you from being able to live comfortably all the way to the end of the month. Getting the best value for your purchases means that there is no “wasted” money.
Online shopping is superior to shopping in stores in many ways. It’s not just the convenience of it all, but the prices are cheaper as well. Online retailers don’t have to pay for physical shops, they have less employees and no worry of shoplifters. Sure online shopping requires a bit of patients to wait for your items, but the wait it worth it when you can make your money last those last few days of the month.
There are great savings to be made by couponing. You don’t have to scour newspapers anymore and clip coupons though, you can find coupons by typing in the “store name” and the words “coupon codes” in google.
Online cashback websites are another great way to save/make money. If you buy from selected online retailers through a cashback site then you get money into your cashback account that you can then redeem for gift cards. Popular cashback sites include MyPoints.com and ShopAtHome.com.
There are great ways of stretching your money to the end of the month without changing your lifestyle and your shopping habits in a drastic way. Some small changes are all you need to make that money go further. Every penny saved in one area is a penny that can be spent at the end of the month when money is tighter.