Eye care is a necessary expense for a lot of us – a necessary expense that gets really expensive really fast. It’s important not to neglect your eyesight because once it’s gone, it’s gone. But just because vision care is a necessity doesn’t mean it has to break the bank. Luckily for you I’ve compiled a list of tips that will surely help keep your eye care expenses down.
People automatically assume that the national chains are going to cost less. But that could actually be the opposite. You may be able to find a cheaper price for what you need at a local independent shop. You will also be supporting a local business and a local eye doctor who runs a family owned business.
Health Savings Account
If you open a health savings account (HSA) you can pay for all of your eye care expenses with money deposited in that account. The benefit of opening this account is that the money you deposit in this account will not be taxed. If you always have out of pocket health-related costs every year, having this free account is a no brainer (and it even earns interest).
Lasik Eye Surgery
You may think that getting laser surgery is going to save you money – but it may not. What you’ll be saving is the cost of glasses or contacts and all other supplies. But you still have to visit the eye doctor regularly after your surgery, so all eye-related expenses won’t go away. Now if your insurance company will pay (or partially pay) for getting lasik eye surgery, then by all means go for it.
If you’re interested in fashion you may choose to wear contacts but if you’re interested in saving money you’ll stick to glasses. Glasses are more economical because they last much longer than contacts do.
Keep Your Old Pair
When you buy new glasses don’t throw away the old one. Sure, they may be scratched and no longer fashionable, but you may need them in an emergency. What if you misplace or damage your new ones? You would have to go to the store and get a new pair that day – without doing any comparison shopping. Keeping your old pair gives you time to make the right financial decision.
Many things, including glasses, cost less online. The problem with buying your glasses online is that you won’t be able to try them on before you buy them. Just think of all the time you usually spend trying on glasses at the store. Not being able to try them on is a deal-breaker for many.
Eye drops are really expensive. But for many, we need to use them on a daily basis to moisten your eyes throughout the day. But saline works just as good and is way cheaper. Purchase a travel-sized bottle of saline and keep it with you while you work or are on the go. Sure you won’t have the flashy name brand, but they each accomplish the same thing. Then when you run out, just re-fill that travel sized container with more saline.